RLF Advisory insights

The personal side of succession: Preparing for the emotional exit

When people talk about business succession, the conversation usually centres on numbers: valuation. Tax planning. Deal structures. Transition timelines. But there’s another part of succession that often receives far less attention – the personal side...

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Four generations, one plan: Navigating the new reality of family wealth

Longer life expectancies mean it’s increasingly common for four generations to be alive at the same time. The result? A new planning reality. Your family wealth may need to support multiple generations simultaneously....

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Life after an executive career: Planning the next chapter with purpose

For many executives, conversations about life after their career begin with numbers. But for people who have spent decades in leadership, finances are rarely the most challenging part of the transition....

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From transactional to intentional: Designing benefits around your business values

For many business owners, employee benefits are treated as a once-a-year exercise. But the most effective benefits programs aren’t built around annual renewals. They’re built around intention....

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The family CFO: When one sibling takes the lead

The “Family CFO” role usually forms with good intentions. Someone needs to organize the details, and one person is usually willing and able to do it. But the greatest challenge is that this work is often unseen....

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Your business gives you income, but can it give you time?

Many business owners find that their business provides a good living, but it doesn’t always provide much space or time. Fortunately, proper planning can help balance both....

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From health insurance to well-being: How employee benefits are changing

For many years, workplace benefits were built to cover medical costs, but today, that’s no longer enough. The result? Benefits are moving from a traditional “benefits plan” to a well-being strategy....

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Planning for the compensation cliff: How to transition from high earnings to retirement income with confidence

The move from a high-earning career to retirement is one of the biggest financial transitions you can make, and is sometimes called a “compensation cliff.” While the term sounds dramatic, the reality doesn’t have to be....

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Legacy beyond the balance sheet: The power of family mission statements

When families think about wealth transition, they often start with numbers. But lasting wealth is about far more than financial capital. It’s also about values, purpose, and connection....

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