RLF Advisory insights

For many years, workplace benefits were built to cover medical costs, but today, that’s no longer enough. The result? Benefits are moving from a traditional “benefits plan” to a well-being strategy....

The move from a high-earning career to retirement is one of the biggest financial transitions you can make, and is sometimes called a “compensation cliff.” While the term sounds dramatic, the reality doesn’t have to be....

When families think about wealth transition, they often start with numbers. But lasting wealth is about far more than financial capital. It’s also about values, purpose, and connection....

Selling your business is one of the biggest financial events of your life. But turning the sale proceeds into a sustainable, confident retirement requires an advanced, integrated plan – one that connects your business and personal wealth....

When you retire, moving your savings into lower-risk investments is an understandable instinct. But it’s also worth a deeper conversation....

In today’s competitive job market, people want to work for companies that care about their long-term well-being, including their financial future. This is where a group retirement program can make a real difference....

You've worked hard to build your success. Now, as you think about the future, you might be wondering if your kids are ready for what they’re going to inherit. We’re here to help you plan for the future, thoughtfully....

Every business has people who are impossible to replace overnight. But what happens if one of them suddenly leaves?...

If you’re an executive, chances are you earn more than just a paycheque. To make the most of it, you need to understand how deferred compensation works – and how it fits into your broader plan....

As a business owner, you need to protect the bottom line, but you also want to take care of your people. You shouldn’t have to choose between the two. This is where dual bottom-line thinking comes in....