RLF Advisory insights

Whether one spouse is actively involved in the company or not, the business affects both of their lives. We see the strongest long-term outcomes happen when both spouses understand not just the family finances, but the role the business plays within...

For many families, discussing aging, mortality, and future decision-making can feel deeply uncomfortable. So families delay the conversation until suddenly, they no longer have the luxury of time....

When employers think about the health of their organization, they tend to focus on what they can measure: revenue, profitability, turnover and benefits costs. But financial stress is the unseen factor influencing all of those factors....

We often meet executives at pivotal moments where income has grown and opportunities have expanded, along with the decisions that need to be made. Our team approach can help high-earners make more informed decisions with confidence....

When people talk about business succession, the conversation usually centres on numbers: valuation. Tax planning. Deal structures. Transition timelines. But there’s another part of succession that often receives far less attention – the personal side...

Longer life expectancies mean it’s increasingly common for four generations to be alive at the same time. The result? A new planning reality. Your family wealth may need to support multiple generations simultaneously....

For many executives, conversations about life after their career begin with numbers. But for people who have spent decades in leadership, finances are rarely the most challenging part of the transition....

For many business owners, employee benefits are treated as a once-a-year exercise. But the most effective benefits programs aren’t built around annual renewals. They’re built around intention....

The “Family CFO” role usually forms with good intentions. Someone needs to organize the details, and one person is usually willing and able to do it. But the greatest challenge is that this work is often unseen....